Posts Tagged: motor vehicle accident
Our thanks to Canadian Insurance Top Broker and Terri Goveia for allowing us to participate in their article last week about the emerging risk of e-bikes in Ontario, which currently are not required to be insured. The article is also here in PDF format.
As background, readers may wish to review our October 5, 2009 blog on e-bikes or ourMarch 30 and June 2 blogs regarding bicyclists.
Toronto Insurance Lawyer… Continue Reading
How long does a personal injury or car accident lawsuit take to resolve?
As insurance lawyers, we are asked this question all the time. Generally the answer is that your personal injury lawsuits arising from a car accident can take anywhere between 2 to 4 years to resolve.
The time is due to all of the various steps involved in the lawsuit, including: Examinations for Discovery; ensuring that productions between all parties are fully exchanged; medical assessments and evaluations; Court motions and procedures; mediation; and Pre-Trial and Trial steps.… Continue Reading
On behalf of Bougadis, Chang LLP Barristers on Tuesday, October 12, 2010.
Last week, the NHTSA (National Highway Traffic Safety Administration) in the United States released a new rating system for testing vehicles and evaluating their safety and crash worthiness. The NHTSA system is ubiquitous in North America; Canadian consumers are referred to these standards both in car advertisements and on the internet.
In the personal injury industry, side impact or T-bone collisions are far too common, as are head-on collisions.… Continue Reading
There were other changes introduced in September, 2010, along with the new SABS (Statutory Accident Benefits Schedule) in Ontario.
One minor, but important, change for consumers is the addition of an appraisal requirement when dealing with car repairs arising from an accident. Now, if you request an appraisal, the insurer will then perform it. In the past, an insurer was not required to provide an appraisal even if requested. See Ontario Regulation 40/10 for the amendments to Ontario Regulation 777/93.
Further to our blog on October 4, 2010, another issue that is important for consumers is the elimination of the use, by insurers, of your credit information when considering your application for renewal of your insurance policy. … Continue Reading
A useful article last week in The Globe and Mail by Ms Romanov on insurance rates and the effect of your accident history, as well as having young drivers on your policy.
With the introduction of the new SABS (Statutory Accident Benefits Schedule) in Ontario in September, 2010, consumers should be aware that now there is more to consider, in terms of optional coverage, when renewing their car insurance policy.
For example, caregiving and housekeeping benefits were previously included in the standard auto policy but now are eliminated for non-catastrophic (CAT) claims. … Continue Reading
The new SABS (Statutory Accident Benefits Schedule) in Ontario, introduced in September, 2010, is found here.
The Minor Injury Guideline is found on the FSCO (Financial Services Commission of Ontario) website here.
Given that the focus and purpose of the Minor Injury Guideline is to guide claimants to maximal medical recovery within the $3,500 hard cap, query whether this will affect the application of the income replacement benefits issue across the board.
Under the Minor Injury Guideline, there is approximately $1700 worth of treatment anticipated in the initial 3 blocks of treatment. … Continue Reading
Bougadis, Chang LLP Barristers
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Toronto, ON M5C 1K6
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Mississauga, ON L5S 1V9
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Brampton, ON L6W 1T2
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Scarborough, ON M1B 3C6