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Posts Tagged: insurance law

Suing the Fire Department for Their Poor Handling of Your Fire

Years ago I was involved in a file against the Toronto Fire Department arising from a house fire in Toronto, around the time of amalgamation of the City of Toronto. The house fire was in a nice residential area and suffered extensive fire damage, such that it had to be torn down and built new.

Part of the problem was the delay in the response of the Toronto Fire Department in arriving at the scene. Given that this fire occurred just past midnight during the week, many neighbours came out to watch the fire slowly consume the home and there were many witnesses who complained of the slow response.… Continue Reading

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Slip and Fall Injury on Ice and Snow > Ontario Summary Judgment Motion Denied

Our harsh Ontario winters still produce plenty of snow and ice which leads to many slip and fall accidents and injuries.

If you injure yourself in a slip and fall accident, where you fall is an important issue.  If you fall on a City sidewalk, then you must immediately give written notice to the City of the particulars of your fall.  It is also best for you to immediately consult with a personal injury lawyer to decide whether to start a lawsuit against the City and others.… Continue Reading

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Serious Sport Injuries in Canada – Dying for the Love of the Game

Serious sporting injuries and death, while infrequent, do occur within amateur sports in
Canada.

Rugby death in 2007.  As widely reported (see yesterday’s Toronto Star article here), the 2007 sporting death of 15 year old Toronto high school rugby player Manny Castillo led to the criminal sentencing yesterday of the assailant (then 16 years old).  The 16 year old who tangled with Mr. Castillo was initially charged criminally with aggravated assault and then later charged with manslaughter.  He received a probationary sentence and other conditions but will not face jail time.… Continue Reading

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Your New Vehicle is a “Lemon Car”. Do you Arbitrate or Sue in a Lawsuit?

Our thanks to Mr. Eric Lai and the Toronto Star Wheels section for allowing us to provide a response to one of their reader’s questions last Saturday, June 27, 2009.  The article is hereand also in PDF format.

The term “lemon car” refers to legislation in various US states that specifically deal with when a new car is deficient and needs to be replaced/refunded by the manufacturer.  The legislation differs from US state to state, but in essence their laws try to set up objective standards (i.e.… Continue Reading

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Your Long Term Disability Claim is Denied. Is There a Way To Fight Your Insurance Company – Quickly?

Assume that you have LTD (long term disability) insurance coverage available to you.

What happens when you become sick and cannot work anymore?  What if you apply to your LTD policy for coverage and are denied?  What if you must fight your insurance company in Court to seek payment and benefits under your insurance policy?

To fight your insurance company, are you required to start a lawsuit and follow through all the usual steps in litigation – including disclosure and exchange of your relevant documents; Examinations for Discovery of all parties; and attending at defence medical assessmentsrequested by the insurance company?… Continue Reading

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Am I Responsible for This Car Accident? (I Was Rear-Ended)

Thank you to Mr. Eric Lai and the Toronto Star Wheels section for allowing us to respond to a reader’s question last Saturday, June 20, 2009. You can find the article here or in PDF form.

Basically, how do you dispute the fault assigned to you by your insurance company?

If you are found “at fault” for an accident by your insurance company, it can affect how much you’ll receive for your property damage (i.e. your car is a total loss) and also affect your insurance premiums.… Continue Reading

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