Monthly Archives: February 2010

Ontario’s Car Insurance System – Update

On behalf of Bougadis, Chang LLP Barristers posted in insurance law, motor vehicle accident on Wednesday, February 10, 2010

How are Ontario car insurance premiums determined?

Where do you find about whether your car insurance premiums are going up or down?

Readers may wish to review FSCO’s (Financial Services Commission of Ontario) quarterly rate approval page. By the most recent approvals in late 2009, it appears that insurance rates will increase – from zero to 15% increases were granted. The Toronto Star’s James Dawrecently explained the issue.

Background information about wide-ranging reforms of Ontario’s car insurance regime, including how Accident Benefits claims and tort lawsuit actions are to be governed, is available at our Nov 2/2009 blog and also our April 7/2009 blog.… Continue Reading

Hurt Before and Now Hurt Again in Accident – Can I Sue?

On behalf of Bougadis, Chang LLP Barristers posted in court civil procedure, damages, insurance law, motion, motor vehicle accident, pain and suffering, personal injury, Uncategorized on Monday, February 8, 2010

“I was hurt before in an accident and I was just hurt in a new accident. Does my previous accident hurt my chances to sue for damages this time around? Am I allowed to sue for my injuries in this new accident?”

A previous accident should not generally preclude you from suing for injuries in a subsequent accident. If you suffered serious injuries in the subsequent accident, generally a lawsuit should be considered.

The existence of more than one accident affects the manner in which the lawsuit is argued as between the plaintiff and defendant.… Continue Reading

Slip and Fall on City Property – Act Quickly if You Are Hurt

On behalf of Bougadis, Chang LLP Barristers posted in court civil procedure, insurance law, municipality, personal injury, slip and fall, summary judgment motion on Friday, February 5, 2010

If you hurt yourself on City property, which most commonly is a slip and fall on ice, snow or an uneven sidewalk, then you have 10 days to notify the City in writing of your incident – s. 44(10) of the Municipal Act.

Most people do not know that they have 10 days to notify the City of their accident.

NOTE: if you are hurt and seek medical treatment (whether you are hospitalized or attending at your family doctor’s clinic), the 10 day period still applies unless you fall under a narrow exception of circumstances.… Continue Reading

Pedestrian Deaths and Injuries – Fault, Blame, Negligence and Senseless Waste

On behalf of Bougadis, Chang LLP Barristers posted in motor vehicle accident, pedestrian accident, personal injury, road safety on Wednesday, February 3, 2010

Recently in the Toronto area, there have been rash of pedestrian deaths and this has captured some of the media spotlight.

We remind readers that the issue is not that there are approximately 30 pedestrian deaths per year. The issue is that approximately 2,300 people are injured as pedestrians every year in the Toronto area.

2,300 injured pedestrians per year.

What would it cost most drivers to avoid an accident? The inconvenience of slowing down by taking your foot off the accelerator or depressing your brakes?… Continue Reading

Bougadis, Chang E-Newsletter – Spring, 2010 (February)

On behalf of Bougadis, Chang LLP Barristers posted in news & events on Monday, February 1, 2010

See our February, 2010 e-newsletter for an update on the new Ontario rules governing civil procedure of lawsuits.… Continue Reading

Monthly Archives: February 2010

Ontario’s Car Insurance System – Update

Hurt Before and Now Hurt Again in Accident – Can I Sue?

Slip and Fall on City Property – Act Quickly if You Are Hurt

Pedestrian Deaths and Injuries – Fault, Blame, Negligence and Senseless Waste

Bougadis, Chang E-Newsletter – Spring, 2010 (February)

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