Monthly Archives: March 2011
Today’s Law School – Provides a Furry Friend as Well as a Degree
On behalf of Bougadis, Chang LLP Barristers posted in news & events on
We would have loved a rent-a-dog in law school. Cute idea, Yale.… Continue Reading
Chinese News Newspaper – Car, Home and Life Insurance
On behalf of Bougadis, Chang LLP Barristers posted in coverage and duty to defend, homeowner's insurance, insurance law, motor vehicle accident, news & events on
Our thanks to the Chinese News Group and Eric Emin Wood for allowing us to participate in their recent article (found online here) concerning a primer for their reader on some differences between car, home and life insurance.
A PDF version of the article is found here.
Gregory Chang
Toronto Insurance Lawyer… Continue Reading
Double Recovery for One Accident? How About a Double Deduction against your Damages? A Plaintiff’s Perspective.
On behalf of Bougadis, Chang LLP Barristers posted in accident benefits, damages, income replacement benefits, insurance law, motion, motor vehicle accident, personal injury on
After a car accident in Ontario, you are usually entitled to receive some Accident Benefits, regardless of who caused the accident.
One of the decisions that many injured people will make, when applying to Accident Benefits, is whether to receive income replacement benefits (“IRB”) or caregiver benefits.
What happens if you choose caregiver benefits, when you could have equally qualified for IRB, and then you go on to commence a tort lawsuit arising from the same accident?
If you claim past or future income loss in the tort lawsuit (or even loss of earning capacity), will you be penalized for failing to have chosen IRB benefits instead of caregiver benefits?… Continue Reading
Double Recovery for One Accident? The Interplay of Long Term Disability Insurance and Car Accidents
On behalf of Bougadis, Chang LLP Barristers posted in accident benefits, damages, income replacement benefits, insurance law, long term disability, motion, motor vehicle accident, personal injury on
Frequently, a person hurt in a car accident in Ontario also has the benefit, through their employment, of both a short term disability insurance policy (STD) and also a long term disability policy (LTD).
If the injured person starts a lawsuit for damages arising from the car accident, then what happens if they also receive monies pursuant to their LTD policy?
Is it possible to receive money twice for the same accident, otherwise known as double recovery?
Double recovery is an obvious issue that defendants and insurers take note of and dispute in each case. … Continue Reading
Dog Bites and Lawsuits Go Hand in Hand
On behalf of Bougadis, Chang LLP Barristers posted in court civil procedure, damages, dog bites, motion, personal injury on
Dog bites and attacks are fairly common in Ontario.
Dog owners should remember two things:
1. Buy homeowner’s (or tenant’s) insurance and, to protect yourself, ensure you have coverage in case your dog hurts someone; and
2. Understand the potential legal liability which arises if your dog hurts someone, by reading Ontario’s Dog Owner’s Liability Act.
The Importance of Homeowner’s / Tenant’s Insurance
With the resulting lawsuit seeking damages and injury and loss arising from a dog bite, a dog owner who has homeowner’s (or tenant’s) insurance usually has the benefit of their insurance company defending them against the lawsuit and also provided coverage in the case that indemnity is required.… Continue Reading
Bougadis, Chang E-Newsletter – Winter, 2011 (March)
On behalf of Bougadis, Chang LLP Barristers posted in news & events on
Bougadis, Chang E-Newsletter – Winter, 2011 (March)
See our March, 2011 e-newsletter for an update on the latest on the use of the “Facebook defence” in personal injury lawsuits in Ontario.… Continue Reading
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