People who are victims of car accidents may be entitled to medical and rehabilitation benefits under the Insurance Act, otherwise known as the Statutory Accident Benefits Schedule, if they were insured at the time of the crashes. These minimum benefits are stipulated in the Act for victims who become impaired.
The Act provides that all the necessary and reasonable medical expenses that the injured incurred, be reimbursed or paid for. This includes ambulance, hospital, surgical, nursing, optometric and dental services. Other medical benefits that are typically included are medications, mobility devices, hearing aids, occupational therapy and chiropractic services. Other medical services that the victims required as a result of their injuries may be covered also.