Posts Categorized: extended health care benefits

The Issue: A recent case illustrates the factors considered by a Court in determining whether an employee qualifies for long-term disability coverage.

This Case Situation

A personal banking officer, a 37 year old married mother of two, worked for the Bank of Nova Scotia for approximately 4 years prior to applying for short-term disability benefits (“STD”) and then long-term disability benefits (“LTD”) as a result of anxiety and depression problems.

Her anxiety was related to panic attacks, which would manifest itself with tightness in her chest, shortness or lack of breath and also becoming disoriented and physically shaking.… Continue Reading