Toronto Insurance and Personal Injury Lawyers

Litigation is all we do.

Our practice areas:

·    insurance lawsuits
·    personal injury and disability claims
·    commercial and contractual actions

Our website is available in different languages and our lawyers and staff speak several different languages to better serve you – see our website in Greek, Punjabi, Chinese (simplified) and Chinese (traditional).  Our languages also include Hindi, French and Russian.

Visit our Bougadis, Chang BLOG for updates the latest in insurance law and personal injury law in Ontario and Canada, commercial litigation and interesting litigation issues.  Visit our Bougadis, Chang BLOG ARCHIVE.  Subscribe to our BLOG's continuous RSS FEED.

If you wish to receive our monthly e-newsletter, subscribe here.

Your feedback is important.  Provide comments by sending us an email to office@bcbarristers.com or completing our Bougadis, Chang Legal Questions form.  Our Chinese speaking lawyers and clerks, our Greek speaking lawyers and staff and our Punjabi and Hindi speaking lawyers and legal team will be pleased to help you with your problem and lawsuit claims.

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Located in downtown Toronto, Canada, we are steps from Toronto’s main Courthouses, including: 

·    Ontario Court of Appeal at Osgoode Hall (130 Queen Street West);
·    Ontario Superior Court of Justice at 361 and 393 University Avenue;
·    Old City Hall Provincial Courthouse; and
·    The Federal Courthouse.

Toronto’s major hospitals are within a few blocks of our office: 

·    The Hospital for Sick Children;
·    Princess Margaret Hospital;
·    Toronto General Hospital;
·    Mount Sinai Hospital;
·    St. Michael’s Hospital; and
·    Women’s College Hospital.

Ontario’s provincial government is close by at Queen’s Park, as are various other government agencies.

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We represent institutional interests in Ontario and our experienced lawyers litigate personal injury claims (such as pedestrian knock downs; serious injuries arising from car accidents; motorcycle collisions; slip and fall injuries; trip and fall incidents; serious sports related injuries; brain and head injuries; fractures and orthopaedic broken bones; and internal bleeding), homeowner’s insurance claims, commercial general liability disputes, professional negligence complaints and municipal lawsuits.

Our experienced downtown Toronto lawyers can also represent you and protect your interests if you have been seriously hurt or suffered serious injury, loss or damage in an accident in Ontario.

Our experienced lawyers can help protect and fight for you if you have problems relating to your cottage or home insurance policy.  If you have suffered a house fire or loss and damage to your home; if you have suffered a theft or break-in to your home and have personal valuable items stolen or lost; if the clean-up of your home and personal possessions is a problem; or the rebuilding, renovation and repair of your damage home is a problem, call us to review your loss.

Hurt in a car or motorcycle accident in Ontario?  Our top downtown Toronto lawyers fight these insurance issues and protect your rights.  We prosecute lawsuits for catastrophic and serious injuries.  Future care costs claims, future income loss and loss of earning capacity claims are our focus.  We deal with your claims for pain and suffering damages, for loss of enjoyment and psychological and emotional distress, suffering, anxiety and depression – a serious car accident or serious injury can change your life.  We deal with the Bill 198 threshold affecting claims for pain and suffering damages in Ontario  If you are unable to work due to an accident, call us.

We claim and negotiate accident benefits claims and applications, including income replacement benefits; attendant care around your home (nursing help with personal activities of daily living); housekeeping and home maintenance help; and medical and rehabilitation benefits - physiotherapy, chiropractic, massage, acupuncture, prescription medication, medical assistive devices and medical equipment (i.e. electric powered beds, electric wheelchairs, etc.).

Hurt in a slip and fall or trip and fall accident on private property or a sidewalk?  Our experienced Toronto lawyers can work with you and deal with your expenses and out of pocket costs, while prosecuting your lawsuit for injury, loss and damage.

Long-term disability (LTD) insurance coverage is important protection for you and your family.  Our experienced insurance litigation lawyers can help you with your problems.

When you apply for long term disability benefits, your carrier will review your application and the policy wording which applies.  It is necessary to review the wording of your policy, as well as the process by which the long term disability policy resolves disputes arising from differences in medical opinions concerning your condition and status.  Different insurance policies also offer long term disability coverage for different periods of time, dispite meeting their test for disability.  Whether you are totally or completely or permanently disabled or suffer a completely inability to work at any occupation or your own occupation, you should have an experienced insurance lawyer review for your application and the denial of your claim.  For a recent review of long term disability caselaw, visit our blog.

Are you unable to work due to pain, injury, chronic pain, fibromyalgia, depression, post-traumatic stress disorder (PTSD), anxiety, fatigue or other chronic disorders or problems?  No income and unable to support you and your family?  Is your short-term disability (STD) insurance policy coverage over or set to end soon?  Will you apply to your long-term disability (LTD) insurance policy coverage for income replacement benefits?  Do you expect to apply to the Canada Pension Plan Disability (CPP Disability) system for ongoing insurance benefits?  Have you considered applying to the Ontario Disability Support Plan (ODSP) for benefits?  Call us and our top, experienced downtown Toronto lawyers can help you to review your problems.

Being seriously injured while playing sports – particularly an injury to your child – can have a devastating effect on your family.  Serious head injuries or brain damage, including loss of consciousness (coma and GCS - glascow coma scale low scores), blindness and vision problems with one or both eyes, spinal cord injuries and disc problems in the spine, broken bones and fractures, surgery and hospital admissions are all life changing problems that require experienced legal help and top lawyers to prosecute your claim.

Serious, catastrophic injuries are devastating to the injured person and their family and leave them unable to work and sometimes without an income to support their family.  Brain damage and head injuries are problems that require extensive medical treatment and rehabilitation and experienced lawyers to deal with the legal issues.

Our experienced downtown Toronto lawyers and legal team includes Chinese speaking lawyers, law clerks and legal staff who speak Mandarin and Cantonese and can help you when you are hurt and unable to work as a result of a car accident or serious injury.  Our top Toronto law firm also has Greek speaking lawyers, law clerks and legal staff who will help you deal with insurance forms and applications and explain denials or demands that you attend independent medical examinations and assessments.  Our Toronto litigation law firm includes Punjabi and Hindi speaking lawyers, law clerks and law firm staff will help you with accident benefits insurance problems, as well as long term disability insurance policy denials and problems.

Bougadis, Chang Legal Questions form. You can use this form to send us legal questions: (1) in Chinese and we will have a Mandarin and Cantonese speaking lawyer respond to your question; (2) in Greek and a Greek speaking lawyer will provide a response; or (3) Punjabi or Hindi and a Punjabi and Hindi speaking lawyer will respond.

For the most recent legal information about Canadian insurance and personal injury law, see our:

Bougadis, Chang traditional Chinese BLOG and BLOG ARCHIVE;
Bougadis, Chang simplified Chinese BLOG and BLOG ARCHIVE;
Bougadis, Chang Greek BLOG and BLOG ARCHIVE; or
Bougadis, Chang Punjabi BLOG and BLOG ARCHIVE.

New clients often tell us: “I need a Toronto lawyer to help me because  I was in a car accident and now cannot work.  I have no money to pay my bills.  I need financial benefits and medical help to get better.  I need someone to help me understand the insurance forms and get me benefits.”

Our law firm can complete your Accident Benefits forms for you immediately to ensure that you receive income replacement benefits or other financial assistance as soon as possible.  We also seek medical treatment and medications for you so that you can focus on recovering and regaining your health.  We also work on building your tort lawsuit case against the driver who hit you, so that you can recover damages for your loss and to protect your future.

For more information on pedestrian, bicycle and motorcycle accidents in Toronto, see our information page or email or call us with questions.

Do You Have Questions About Insurance and Personal Injury Law?

Visit our FAQ page for various questions, including:

·         Explanation of Ontario’s insurance system for car accidents;
·         Ontario’s SABS (statutory accident benefits schedule);
·         The tort lawsuit system governing car accidents in Ontario;
·         Whether your personal injury damages and pain and suffering awards are taxable in Ontario?
·         The latest changes to Ontario’s car accident regime including the SABS and Insurance Act.
  

Copyright © Chang LLP Barristers 2009


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